John and Sara put all their efforts into business growth and re-invested their earning right back into the operation. Their motivation was all about buying more land and achieving a next level of operating efficiency.
For these two agripreneurs, the goal was to build a sustainable operation and enjoy the lifestyle of their dreams. As their children grew and the business matured, they realized it may take more than a wish and good intentions to pass the operation to the next generation successfully and retire comfortably.
They had a buy-sell agreement, a life insurance policy, and a 401(k), but John and Sara felt woefully unprepared for retirement. They didn’t know what was missing, but they didn’t feel confident either.